Question: should AI APIs support OAuth-style user-authorized usage delegation?

Question: should AI APIs support OAuth-style user-authorized usage delegation?

I am trying to understand whether there is a recommended Google architecture pattern for a problem that appears increasingly important for consumer-facing artificial intelligence applications.

When developers build consumer applications on artificial intelligence APIs, the billing and quota model often creates an awkward choice:

  1. The developer absorbs unpredictable inference costs.

  2. The user is asked to bring their own API key, which is not a good consumer experience.

  3. The application builds its own credit system, quota tracking, payment flow, rate limits, and abuse controls.

This creates friction for independent developers and small teams. If the application becomes popular, the developer can carry the API cost risk before the business model is proven. If the app passes cost to the user too early, the user experience becomes clunky. If the app asks for API keys, many consumers will not understand or trust the flow.

My question is whether this should be treated as a platform architecture problem rather than something every application developer solves separately.

One possible pattern would be OAuth-style user-authorized artificial intelligence usage delegation.

Conceptually:

User Subscription Entitlement
        ↓
Delegated Artificial Intelligence Grant
        ↓
Short-lived Execution Token
        ↓
Provider-side Usage Ledger

In this model, a user authorizes bounded third-party artificial intelligence usage against their own provider account or subscription. The provider enforces the grant, quota, model scope, revocation, and usage ledger server-side.

The important security principle would be:

Mutable quota state should not live inside token claims.

The execution token should reference the delegation. The provider-side grant and usage ledger should remain authoritative.

This would not be Bring Your Own Key. The user would not paste API keys into third-party applications. It would be closer to an OAuth-style consent flow, but for bounded artificial intelligence resource usage.

My questions for Google AI / Gemini API / Google Cloud developers and platform engineers:

  1. Is there currently any Google-recommended pattern for user-authorized artificial intelligence usage delegation?

  2. If not, how are developers expected to build consumer artificial intelligence apps without absorbing all inference costs or forcing users into Bring Your Own Key?

  3. Would this type of model belong closer to OAuth consent, Gemini API billing, Google Cloud quota, Marketplace billing, service accounts, or API gateway infrastructure?

  4. What abuse cases would make this unsafe from a provider perspective?

  5. Would provider-enforced delegated usage be useful for developers building consumer applications on Gemini or other Google artificial intelligence APIs?

I am asking this as an architecture and platform-design question, not as a product promotion. I would value practical feedback from people working with Gemini API, Vertex AI, OAuth, identity, billing infrastructure, quota management, API security, or consumer artificial intelligence application development.